Public Liability Insurance
Public Liability Insurance
Public Liability Insurance is a type of insurance coverage that protects businesses and individuals from the financial risk of being found liable for injury or damage to third parties, including clients, customers, or the general public. It is crucial for businesses that interact with the public or operate in public spaces.
Main Coverages
- Third Party Bodily Injury including death or illness to any person: Covers medical costs and legal fees if a third party is injured, death and illness on the insured’s premises or due to the insured’s business activities.
- Third Party Property Damage: Covers the costs of repairing or replacing third-party property that is damaged due to the insured’s business operations.
- Legal Costs: Covers legal expenses associated with defending claims against the insured.